CM.TO

Methodology : Six axes weighted by the chosen profile. Valuation is scored half on absolute scales, half against the sector median. Measures that do not describe this company's economics are replaced by declared substitutes — here the bank lens. A bounded financial-strength deduction (at most 14 points) then applies by company family: a standard grid (leverage, cash flow, dilution), REIT-specific thresholds, and regulated utilities are judged within their own lens. Where the required measure is not published — banks, insurers, holding companies — nothing is invented: the gap weighs on coverage, of which 15% is reserved for financial strength. Three axes — valuation, profitability and growth — are scored only when their measures cover at least 60% of the axis; below that, the axis is declared absent rather than estimated. A grade is published only if the profile's DOMINANT axis is scored and the profile's coverage reaches 60%. Entering a ranking additionally requires 70% overall coverage; holding companies are not part of general rankings. Same method for everyone, published and reproducible.

This describes the security's characteristics versus its sector — it is not a buy or sell recommendation. Polaris is not a registered adviser.